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Calculators

Calculators

Three tools for the three questions that come up before a purchase: what a property has been worth in Toman over the years, what it might earn in rent, and whether an investment reaches the residency threshold.

Value in Toman

The same dollars, across the years

What would a property at this price have cost in Toman a few years ago — and what does that same Toman buy today?

$150,000

$50,000 – $500,000

In September 20237.43 billion Toman49,554 Toman
Today36.72 billion Toman244,800 Toman
Multiplied by4.94×Change: ⁦394%⁩ · Annualised ⁦70%⁩
The same dollar amount, in Toman
2023-092026-09

If you had held that money in Toman

The sum that equalled $150,000 in September 2023 buys $30,364 today. That is $119,636 of purchasing power gone.

What this chart actually says

These figures track the USD-to-Toman rate and nothing else. They say nothing about whether property prices in Georgia rose or fell. What has climbed in this chart is the price of the dollar, not necessarily the value of an apartment — that is a separate question, and one to assess property by property.

Historical rates from the free market (TGJU), at the close of each month's last trading day. Based on a rate of 244,800 Toman, recorded Sep 28, 2026 (Updated automatically)

Rental yield

Rental income estimate

This is a model, not a guarantee. Every assumption is on screen, and you can replace any of them with your own figure.

$150,000
Net yield⁦5.8%⁩Gross annual yield: ⁦7.5%⁩
Net annual income$8,764Monthly average: $730
Payback period17.1 years

Assumptions

These defaults are early estimates and are revised as real transactions are recorded.

Gross annual income
$11,250
Vacancy
− $563
Management fee
− $855
Maintenance and repairs
− $534
Tax
− $534
Net annual income
$8,764
Income across the year
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec

A long-term contract spreads income evenly across twelve months.

This calculator has no access to actual rental data for these buildings. The default figures are estimates and do not replace a property-by-property assessment.

Residency threshold

Residency threshold check

Residency through property investment requires the property's value to reach a threshold. It does not have to be a single property — you can combine the value of several.

Combined value$0Enter a property value to begin.
Threshold$150,000

The three things people get wrong

Appraised value, not contract price

The threshold is assessed on the property's appraised value, not the figure written into the contract. An official valuation commonly comes in below the purchase price, so buying at exactly the threshold does not guarantee meeting it. Get a valuation estimate separately, before you buy.

Spouse and children

A permit obtained this way usually extends to a spouse and minor children. The documents and process differ for each family member and should be planned for from the start.

Renewing an earlier permit

Those who obtained a permit before the rules changed are usually assessed for renewal under the conditions in force when it was granted, not the current ones. If you already hold a permit, check this before any new purchase.

This is general information, not legal advice. Residency conditions can change; check the current position with us before making a decision.